City Professionals

For many City professionals, a high-performing career in finance is high-pressure. It can be highly rewarded, but the hectic lifestyle can leave little time to look after your own personal finances. Plus, the more you achieve professionally, the more you’re likely to earn, so your personal financial landscape becomes more complex.  

We  understand the specialised financial advice that’s needed to maintain your current lifestyle, aiming to achieve your goals and ultimately have the freedom to decide when and how you want to retire. We  can help with your retirement planning, tax planning, mortgages, and family protection. 

Your financial wellbeing, and that of your family, is at the heart of every piece of advice we give you, and we look forward to building a long-term relationship that will help you achieve your personal life goals. 

If you would like expert guidance in any of these areas, do get in touch with us.

Tax & Bonus Planning

If you are on a higher income, you’ll want to make sure you’re making the most of the tax reliefs available to you. We  offer tax and bonus planning advice to help you invest tax-efficiently. Smart investing today and regular reviews will reassure you that you’re on track to enjoy life to the full, when you retire.  

For example, you might consider: 

  • Tax-efficient investment schemes 
  • ISA Investments 
  • Bonus and Pension Salary sacrifice schemes 
  • Family Trusts* 

Retirement Planning

You may be years away from retiring, or it might be coming up fast. You might need to create pension plans for your own employees. There are a wide, flexible range of pension options now available, so taking expert professional advice on what will suit you best can bring many different benefits. And it’s never too late, or too early, to start.  

University and School Fees planning

With the increasing cost of education and university fees, our advice is – plan ahead. Making sure your children get a great education, not just a good one, is something all of us want. It’s a very personal way to help them towards the future they deserve. We  will work with you to create a bespoke school fees plan that will work for you, both now and in the future.  

Family Protection

Should you or your partner suddenly be unable to work, either through major illness, job loss or changing personal circumstances, knowing that your family will have enough money to live on is a lifeline. We  can help you put in place Term Assurance, Critical Illness, Income Protection, Family Income Protection or Whole of Life Assurance. 

Your home may be repossessed if you do not keep up repayments on your mortgage. 

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount initially invested. 

The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances. 

*Trusts are not regulated by the Financial Conduct Authority. 

Got a question?

If you would like to speak to us about a particular issue or wish to find out more about the specialist advice services we offer around financial planning for City professionals, please get in touch.