Our clients come from all walks of life. The common theme is that they are all lovely people, but within that there are some prominent sub-categories:
Arts and Entertainment
We have many clients in the arts and entertainment world: writers, actors, comedians, directors, producers, authors, publishers and agents.
We understand their world and tailor our advice accordingly, while they politely decline to implement any of Adam’s artistic suggestions.
Business Owners and Entrepreneurs
Business owners and entrepreneurs tend to create capital over a long period of time, during which their personal finances and those of their businesses become intertwined (and sometimes indistinguishable). During this journey, they generally need strategies to insulate themselves and their families from the fortunes of the business, whether this be through insurance or diversification, or a mixture of both.
At some point, most entrepreneurs will want to disentangle their finances from their businesses to create financial independence for themselves and their families.
We advise our clients on this journey, including pensions, key person and shareholder protection, tax-efficient profit extraction and aspects of exit strategies.
Many of our clients work in the City of London in the finance, insurance, property, legal or consultancy sectors. We offer expert advice on a wide range of areas including tax planning, retirement planning, mortgages, family protection, school/university fees planning and tax-efficient investments.
Directors and Non-Executive Directors
Our clients often operate at board level, in either an executive or non-executive capacity. Our objective is to ensure that the high standards of governance, stewardship, accountability, record keeping and the regular formal reviews that they are used to in the commercial world are replicated for their personal financial affairs.
These clients are all time-poor and require succinct, professional advice on subjects like tax-efficient remuneration, Corporation Tax planning, on shore and off shore investments, trusts* and corporate re-financing**.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
*Trusts are not regulated by the Financial Conduct Authority
**This may include the referral to a service that is separate and distinct to those offered by St. James’s Place.